We always try to find shortcuts in everything we do. Many people online take advantage of this and provide us with false hopes and sometimes even succeed in scamming us. You wish for a thousand things, but it is not likely that every time you will get everything you wish for and exactly when you want it. Such is the case with raising credit scores. People want their credit score to boost up over a 100 points and that too overnight! It might happen sometimes when you are trying to buy a car or take a loan and you find that you are short some points. You type in Google how to raise credit score 100 points over night? Multiple search results pop up telling you ways to achieve this but in reality it’s not possible. We at Credit Rent Boost would love to give you this result, but we don’t have a magic wand with which we can just change that score or raise it overnight. Creditrentboost.com has proficiency and excellence in raising your score over time.
You need to be sure of one thing. You can lower your credit score in a much faster way and in a shorter period of time than you can increase it. There are instances in which credit score might increase abruptly overnight but that is only possible in conditions such as a multiple loans paid off at once or when a mistake that is present in your credit score is corrected. In such conditions you can see a sudden surge, else it’s quite the opposite. In situations where you decide to open up several credit cards and then go on a shopping spree, after that allowing multiple dealers to scrutinize your details might land you in trouble. At other times, when you think that closing off multiple credit cards at a time wouldn’t deteriorate your debt utilization ration, you are wrong. These closure reports will also hit your credit score hard and you might see a nosedive descent.
Credit rent boost takes pleasure in reporting your rent in a professional and effective manner to credit companies so that you can enjoy those boosts in scores, you so look out for. There are certain smart and effective strategies that need to be implemented if you are looking for a boost in credit score and that too in a swift manner.
Timely Payments – Every time!
When you display consistency in paying your rent and take special care to pay bills on time, it will boost your score in inexplicable ways. One thing to look out for is to check whether you have any payments which are due or any accounts to be settled. If so, get them on track as soon as possible. Contact the authorized creditor, consult and make up a plan.
Settle The Balance
You need to be extra careful when spending. Mindless spending might impact your credit score in a bad manner. Keeping an eye on your credit spending limit is imperative to maintaining your score or stop it from going down. If you use up more than 30 percent of the credit available, a speedy and on time payment might settle the difference.
Make Corrections if Needed
Monitoring your credit report thoroughly is imperative to getting the credit score up. Why? Mistakes, sometimes there is wrong information on your report which might be affecting your credit score in a drastic manner. You need to get it corrected. How will it be corrected, if you don’t pay inform the credit bureau. Once the mistake is corrected, you may see a sudden increase in your credit score.
Pay Bills through Your Credit Card
A way to see that boost in credit score is to pay your bills through your credit card. Select a credit card that must be used for this sole purpose every month. If you are on time and good with payments, why not get the credit for it? Literally. Once your bill payment history is displayed, it will help you a lot.
Shed Those Extra Pounds
Losing weight won’t get you any advantage, at least on the credit score… Here, we are talking about losing any extra burden or debt that might be pulling your credit score down. Pay upfront if you can and settle your account as fast as you can. Doing so, would display you as a committed individual and increase your reputation and credit score. These are some of the ways through which you can raise your credit score 100 points, not overnight, but ultimately with time.