My tenant enrolled in your service, what do I need to do next?

At 950 Credit, we truly do not want to inconvenience our landlord friends!  TransUnion requires that we vet the tenant and landlord to help eliminate any possible fraud.  There are different documents needed, depending on the type of landlord you are:

  • Property Manager / Apartment Complex: For PMC’s and Apartment Complexes, in most cases, our vetting process is completed in house. By being able to handle all of the required documentation behind the scenes, we truly make it an easy process to report your tenants monthly rent payments.
  • Individual Landlord (Home is owned in your own name, or the name of your trust): We will need a copy of your photo id and proof of homeownership.  Most owners provide us a copy of their property tax assessment or the declaration page from their homeowner’s insurance policy.
  • Individual Landlord (Home is owned in the name of your company): TransUnion requires that we collect a copy of your:
    • Rental Application
    • Business Checking Account Statement (you can black out the account number)
    • 3 Trade References
    • Blank Lease Agreement
    • Proof of Property Ownership (Property Tax Assessment or Page from Homeowner’s Insurance)
    • Photo ID of Registered Agent for LLC

What bureaus do you report to?
CRB reports directly to TransUnion.  Experian currently “credits” that rent is paid through several PM programs. This “credit” though is NEVER factored into a real credit score. We are working with Experian to help change that process.  Equifax will be on within the next few months – as they are currently launching their program now.


What information do I need to provide if I own the rental property in my LLC?

TransUnion requires that we collect a copy of your:

  • Rental Application
  • Business Checking Account Statement (you can black out the account number)
  • 3 Trade References
  • Blank Lease Agreement
  • Proof of Property Ownership (Property Tax Assessment or Page from Homeowner’s Insurance)
  • Photo ID of Registered Agent for LLC

What information do I need to provide if I own the rental property in my own name or the name of my trust?

TransUnion requires that we collect a copy of your:

  • Photo ID
  • Proof of Property Ownership (Property Tax Assessment or Page from Homeowner’s Insurance)

Can I add the cost of rent reporting to my lease?

Yes!  Most of our landlord partners add the retail cost of our rent reporting to their new leases.  This creates a new income center for your community!