950 CREDIT, INC.
950 Credit, Inc. (“Company,” “we,” “us” or “our”) is committed to protecting the privacy of your information. This
http://www.creditrentboost.com and http://950credit.com (collectively and individually referred to herein as,
“Website”). By accessing or using our Services, you agree to Company’s collection, use, storage, deletion and
NOT ACCESS OUR WEBSITE OR USE OUR SERVICES.
Information Collected; Publicly Available Information
We may collect personally identifiable information. Such personally identifiable information may be collected
when voluntarily submitted to us by you through your access to the Website, filling out a form on the Website,
beginning to fill out a form even if the form is not completed on the Website, and/or opening an account. The
types of information that may be collected include your name, mailing address, social security number, email
address, phone number, landlord or property management company information, and other financial and non-
financial information for verification purposes. We may also collect your Website usage information, including, the
materials that you access on the Website, cookies, IP address, and messages from you to the Company. We may
also collect your personally identifiable information from others, such as landlords, property management
companies, affiliates or other companies.
When purchasing the Services, you will also be required to provide a credit card number, billing address, phone
number and other payment information. Financial information shall be submitted through a payment gateway
provided by Authorize.Net and secured by a Secured Sockets Layer (SSL) communication protocol. You will be
providing credit or debit card information directly to the Payment Processor which operates a secure server to
process payment details, encrypting your credit/debit card information and authorizing payment. Information
which you supply to the Payment Processor is not within our control and is subject to the Payment Processor’s
We may record information about your usage, such as when you use the Site and the pages you review on the Site.
We may automatically collect information from you each time you visit the Site. This includes technical
information, information about your visit, and information about your activity on our Site such as courses searched
and viewed, page response times, download errors, length of visit to certain pages, page interaction information
(such as scrolling, clicks and mouseovers), methods to browse to and away from a page, and methods used to
contact our support team.
Technology Used to Collect Information
In addition to collecting information directly from you through forms that you may submit, or from others,
including your landlord or property manager, we may collect information using certain technology.
Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web
browser that enables the sites or service providers’ systems to recognize your browser and capture and remember
certain information. We do not link the information we store in cookies to any personally identifiable information
you submit while on our site. We use both session ID cookies and persistent cookies. A session ID cookie expires
when you close your browser. A persistent cookie remains on your hard drive for an extended period of time.
We use the following types of cookies:
Strictly Necessary Cookies. These are cookies that are required for the operation of the Site and under our terms
with you. They include, for example, cookies that enable you to log into secure areas of the Site, use a shopping
cart or make use of e-billing services.
Analytical/Performance Cookies. They allow us to recognize and count the number of visitors and to see how
visitors move around the Site. This helps us improve the way the Site works.
Functionality Cookies. These are used to recognize you when you return to the Site. This enables us, subject to
your choices and preferences, to personalize our content and remember your preferences.
Targeting Cookies. These cookies record your visit to the Site, the pages you have visited and the links you have
followed. We use this information to make the Site more relevant to your interests.
This Site also includes certain components transmitted by Google Analytics, a web traffic analysis service provided
by Google, Inc. (“Google”). Also in this case, they are third party cookies collected and managed anonymously to
monitor and improve the performance of the Site. Google Analytics uses the cookies to collect and analyze
anonymously the information on the behavior of use of the Site. This information is collected by Google Analytics,
which processes in order to prepare reports for the Company regarding activities on the Site. This Site doesn’t use
the analysis tool of Google to track or collect personally identifiable information.
Web beacons (a.k.a. clear gifs) are tiny graphics with a unique identifier, similar in function to cookies, which are
used on our website to track online movements of web users and compile aggregated statistics to analyze how our
site is used and may be used, in our services, or in our emails. Our use of Web beacons also includes to count visits
and to tell if an email has been opened and acted upon. We do not link the information gathered from web
beacons to any personally identifiable information.
As is true of most web sites, we gather certain information and store it in log files. This information includes
internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exist pages, operating
system, date/time stamp, and clickstream data. We use this information to analyze trends, to administer the site,
to track users’ movements around the site and to gather demographic information about our user base as a whole.
We do not link this data to personally identifiable information.
You have a variety of tools to control cookies, web beacons and similar technologies, including browser controls to
block and delete cookies and controls from some third-party analytics service providers to opt out of data
collection through web beacons and similar technologies.
We also collect information we receive about you from third parties that we work closely with to provide,
promote, and improve our services. These third parties include business partners, vendors who assist in technical
and payment services, advertising networks, analytics providers, and search information providers.
Social Media Widgets
Our Website includes Social Media Features (“Features”), such as the Facebook Like button and Widgets, such as
the Twitter button, Instagram button, LinkedIn button, YouTube button and Share This button, or other interactive
mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our
site, and may set a cookie to enable the Feature to function properly. Features and Widgets are either hosted by a
of the company providing it.
Use of Information
Company may collect and use personally identifiable information to verify your identity, communicate with you
and provide Services to you. This includes verifying your identity, property address and rent amount; reporting
your information to third party credit bureaus; obtaining your credit score and excerpts of your credit report
before and after the initial reporting of your rental history to credit bureaus.
Company may collect and use personally identifiable information to inform you about new products or services
offered by the Company, or to improve and develop products or services. We may collect and use personally
identifiable information to investigate any alleged violation of the Website’s Terms.
We also use your personal information together with other personally non-identifiable information to help us
better understand our users, to personalize and improve your experience with our Site, and to improve the
content and functionality of our Site. This may include providing information about our goods and services that we
feel may interest you and enhance your interaction with our Site. We will communicate with you about these
goods and services via email, direct mail, telephone, or on our Site. These communications may include
newsletters, promotional emails, product updates, or market research requests. You have the right to opt out of
Sharing information with third-parties
We will need to share your information with your landlord and credit bureaus in order to provide the Services.
We may need to share your information with law enforcement or government agencies in response to a subpoena,
state and/or federal audit or as otherwise required by law.
We may use your personally identifiable information for our marketing purposes to communicate with you
regarding our products and services. Additionally, we may use your personally identifiable information to market
our affiliates’ (companies related by common ownership or control) products and services to you. However we will
not share your credit-worthiness for these purposes.
We may share your personally identifiable information with vendors or service providers that we engage for the
purpose of processing information in connection with rendering the Services, or that otherwise assist us in
delivering the Services. For example, our service providers may assist in designing or operating certain aspects of
our Services, help us research and test improvements to our Services, perform analytics and market our Services.
We will not sell your personally identifiable information to non-affiliate third parties for the purpose of such third
parties’ sending unsolicited offers or advertisements.
We may use your IP address and other information collected from you to help diagnose problems with our
server(s), create new functionality and to improve and administer the Website.
In the event that we sell all or part of our company or assets or enter into a merger, we reserve the right to include
personally identifiable information and non-personally identifiable information among assets transferred to the
acquiring or surviving company.
We may provide non-personally identifiable information about our customers’ sales, Website traffic patterns and
related Website information to third party advertisers.
Privacy Policies of Third Parties
When you sign up for Services through our Website, keep in mind that you may be interacting with a third party
document only addresses our use and disclosure of information we collect from you. Other sites accessible
through our Website, and companies to whom your information is transferred (i.e. your landlord(s) and credit
bureaus), have their own privacy policies and data collection, use and disclosure practices. Please consult each
companies that place advertising on our site may collect information about you when you view or click on their
advertisers directly if you have any questions about their use of the information that they collect. You should also
be aware that unsubscribing from us will not automatically unsubscribe you from third parties.
Review, Change or Correct Your Information
In accordance with applicable privacy law, and except as otherwise provided by the Fair Credit Reporting Act, and
if you have not subscribed to our services, you have the following rights in respect of your personal information
that we hold:
Right of Access and Portability. The right to obtain access to your personal information along with certain
information, and to receive that personal information in a commonly used format and to have it ported to another
Right to Rectification. The right to obtain rectification of your personal information without undue delay where
that personal information is inaccurate or incomplete.
Right to Erasure. The right to obtain the erasure of your personal information without undue delay in certain
circumstances, such as where the personal information is no longer necessary in relation to the purposes for which
it was collected or processed.
Right to Restriction. The right to obtain the restriction of the processing undertaken by us on your personal
information in certain circumstances, such as where the accuracy of the personal information is contested by you,
for a period enabling us to verify the accuracy of that personal information.
Right to Object. The right to object, on grounds relating to your particular situation, to the processing of your
personal information, and to object to processing of your personal information for direct marketing purposes, to
the extent it is related to such direct marketing.
If you subscribe to our services, you should be aware that we are required by law to comply with the Fair Credit
Reporting Act, which significantly limits your right to change, erase, restrict or object to the information or data we
possess and report to applicable credit bureaus. If you believe any data is inaccurate you must dispute the affected
item directly with the credit bureau.
You have the right to request that we do not process your personally identifiable information for marketing
purposes. You can exercise your right to prevent such processing by using the “Unsubscribe” link found in our
emails or by contacting us at 844.950.RENT or email@example.com. Please note that we may not include the
opt-out information in e-mails that are transactional in nature and are not marketing communications.
If you are a California resident, California law permits you to request certain information regarding the disclosure
of your personal information by us to third parties for the third parties’ direct marketing purposes. To make such a
request, please use the contact information above.
You may exercise your rights via telephone or email. Please call 844.950.RENT to review, change or correct
information or email a request to review, change or correct information to: firstname.lastname@example.org.
You can delete your account and all personally identifiable information associated with your account at any time
contacting us at 844.950.RENT or email@example.com.
You should receive an email confirming the deletion of your account and all personally identifiable information.
Please contact us if you do not receive confirmation within 30 days of your request.
The Company is not responsible for the privacy practices or policies of any third-party websites that are linked to
the Site. The Site may contain links to other web sites not operated or controlled by us. The policies and
procedures described here do not apply to web sites or other services that we do not operate or control. These
links from our Site do not imply that we endorse or have reviewed those web sites or other services. We
encourage you to read their respective privacy policies prior to providing any personal information at or to such
The information that we collect is stored in our database, which is secured through password authentication. Your
information may be stored on our servers and also on servers of companies that we hire to provide services. In
each case, information may be stored in the United States and in other countries where we operate, and in
countries where our respective service providers operate. If you are in the European Union, Switzerland, or other
regions with laws governing data collection and use, you acknowledge that we may transfer, process and store
your personal information in the United States and other countries, the privacy laws of which may be considered
less strict than those of your region.
We understand that security of your personal and financial information is important to you, so we have taken
steps to enhance the safety and confidentiality of personal and financial information sent to or from us. Company
uses commercially reasonable efforts to maintain the security of the Website and your information.
Access by you to your account is available through a password and/or unique user name selected by you. This
password is encrypted. You should not divulge your password to anyone. You should change your password often
using a combination of letters and numbers, and you should ensure you use a secure web browser. We cannot be
responsible for activity that results from your own neglect to safeguard the secrecy of your password and user
name. If you share a computer with anyone, you should always log out of your account after you are finished, in
order to prevent unauthorized access.
Please notify us as soon as possible if your user name or password is compromised.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100%
secure. As a result, while we strive to protect your personally identifiable information, you acknowledge that: (a)
there are security and privacy limitations of the Internet that our beyond our control; (b) the security, integrity and
privacy of any and all information and data exchanged between you and us through this Website cannot be
guaranteed and we shall have no liability to you or any third party for loss, misuse, disclosure or alteration of such
information; and (c) any such information and data may be viewed or tampered with in transit by a third party.
Notwithstanding the foregoing, Company provides the Website “as is” without any express or implied warranty of
any kind, including warranties of merchantability, reliability, or fitness for a particular purpose.
To report any known or suspected privacy or security breaches or to submit privacy related questions or
complaints please contact us.
Revised November 7, 2019