950 CREDIT, LLC
Information Collected; Publicly Available Information
We may collect personally identifiable information. Such personally identifiable information may be collected when voluntarily submitted to us by you through your access to the Website, filling out a form on the Website, and/or opening an account. The types of information that may be collected include your name, mailing address, social security number, email address, phone number, landlord or property management company information, and other financial and non-financial information for verification purposes. We may also collect your Website usage information, including, the materials that you access on the Website, cookies, IP address, and messages from you to the Company. We may also collect your personally identifiable information from others, such as landlords, property management companies, affiliates or other companies. When purchasing the Services, you will also be required to provide a credit card number, billing address, phone number and other payment information. Financial information shall be submitted through a payment gateway provided by Authorize.Net and secured by a Secured Sockets Layer (SSL) communication protocol.
Technology Used to Collect Information
In addition to collecting information directly from you through forms that you may submit, or from others, including your landlord or property manager, we may collect information using certain technology.
Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser that enables the sites or service providers’ systems to recognize your browser and capture and remember certain information. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. We use both session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time.
Web beacons (a.k.a. clear gifs) are tiny graphics with a unique identifier, similar in function to cookies, which are used on our website to track online movements of web users and compile aggregated statistics to analyze how our site is used and may be used, in our services, or in our emails. Our use of Web beacons also includes to count visits and to tell if an email has been opened and acted upon. We do not link the information gathered from web beacons to any personally identifiable information.
Company may use Google Analytics to help us learn who visits the Website and monitor the effectiveness of digital marketing campaigns.
As is true of most web sites, we gather certain information and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exist pages, operating system, date/time stamp, and clickstream data. We use this information to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this data to personally identifiable information.
Social Media Widgets
Use of Information
Company may collect and use personally identifiable information to verify your identity, communicate with you and provide Services to you. This includes verifying your identity, property address and rent amount; reporting your information to third party credit bureaus; obtaining your credit score and excerpts of your credit report before and after the initial reporting of your rental history to credit bureaus.
Company may collect and use personally identifiable information to inform you about new products or services offered by the Company, or to improve and develop products or services. We may collect and use personally identifiable information to investigate any alleged violation of the Website’s Terms.
Sharing information with third-parties
We will need to share your information with your landlord and credit bureaus in order to provide the Services.
We may need to share your information with law enforcement or government agencies in response to a subpoena, state and/or federal audit or as otherwise required by law.
We may use your personally identifiable information for our marketing purposes to communicate with you regarding our products and services. Additionally, we may use your personally identifiable information to market our affiliates’ (companies related by common ownership or control) products and services to you. However we will not share your credit-worthiness for these purposes.
We may share your personally identifiable information with vendors or service providers that we engage for the purpose of processing information in connection with rendering the Services, or that otherwise assist us in delivering the Services. For example, our service providers may assist in designing or operating certain aspects of our Services, help us research and test improvements to our Services, perform analytics and market our Services.
We will not sell your personally identifiable information to non-affiliate third parties for the purpose of such third parties’ sending unsolicited offers or advertisements.
We may use your IP address and other information collected from you to help diagnose problems with our server(s), create new functionality and to improve and administer the Website.
In the event that we sell all or part of our company or assets or enter into a merger, we reserve the right to include personally identifiable information and non-personally identifiable information among assets transferred to the acquiring or surviving company.
We may provide non-personally identifiable information about our customers’ sales, Website traffic patterns and related Website information to third party advertisers.
Review, Change or Correct Your Information
You may review, change or correct your information via telephone or email.
While you may delete your account pursuant to the Terms, we may need to retain your personally identifiable information associated with your account in accordance with record retention requirements we adhere to.
You should receive an email confirming the deletion of your account and all personally identifiable information. Please contact us if you do not receive confirmation.
The Company is not responsible for the privacy practices or policies of any third-party websites that are linked to the Website. We encourage you to read their respective privacy policies prior to providing any personal information at or to such sites.
The information that we collect is stored in our database, which is secured through password authentication.
We understand that security of your personal and financial information is important to you, so we have taken steps to enhance the safety and confidentiality of personal and financial information sent to or from us. Company uses commercially reasonable efforts to maintain the security of the Website and your information.
Access by you to your account is available through a password and/or unique user name selected by you. This password is encrypted. You should not divulge your password to anyone. You should change your password often using a combination of letters and numbers, and you should ensure you use a secure web browser. We cannot be responsible for activity that results from your own neglect to safeguard the secrecy of your password and user name. If you share a computer with anyone, you should always log out of your account after you are finished, in order to prevent unauthorized access.
Please notify us as soon as possible if your user name or password is compromised.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, you acknowledge that: (a) there are security and privacy limitations of the Internet that our beyond our control; (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this Website cannot be guaranteed and we shall have no liability to you or any third party for loss, misuse, disclosure or alteration of such information; and (c) any such information and data may be viewed or tampered with in transit by a third party.
Notwithstanding the foregoing, Company provides the Website “as is” without any express or implied warranty of any kind, including warranties of merchantability, reliability, or fitness for a particular purpose.
To report any known or suspected privacy or security breaches or to submit privacy related questions or complaints please contact us.
Revised January 9, 2017