Credit Rent Boost turns your monthly rent payments into verified credit history. We report your rent to TransUnion, Equifax, and Experian with secure, AI‑enhanced accuracy—helping you build credit using the payments you’re already making.
Utility Reporting is included free! Every Rent Reporting plan includes optional utility reporting (power, water, gas & cellphone) to TransUnion at no additional charge.
Whether you’re building credit from scratch or adding depth to an existing profile, rent reporting is one of the most powerful tools available.
Traditional credit systems ignore rent payments entirely — even when you’ve paid on time for years. Credit Rent Boost changes that by reporting your verified rent to all three major credit bureaus.
Stronger credit can help improve your approval odds for apartments, credit cards, auto loans, and mortgages — and may unlock better interest rates over time.
First-Time Renters
New to renting? Start building credit immediately with the payment you’re already making every month.
Credit Rebuilders
Adding positive payment history is one of the most effective ways to rebuild a damaged credit profile — no loans or credit cards required.
Future Homeowners
Building credit now through rent reporting can put you in a stronger position when you’re ready to apply for a mortgage.
Unlike most credit-building products, your rent gets reported to Equifax, Experian, and TransUnion — so your positive history is visible everywhere lenders look.
Every Rent Reporting plan includes utility reporting at no extra cost — power, water, gas, and cellphone reported to TransUnion as additional positive tradelines.
With Past Rent Reporting, we can go back up to 24 months and add verified payment history from your previous addresses directly to your credit report at all three bureaus.
This creates a closed tradeline with depth — instantly adding length and positive history to your credit profile without waiting months or years to build it from scratch.
Best combination: Add past history for immediate depth, then keep current reporting active for ongoing monthly updates. Together, you get both a long track record and a live, active account — the strongest possible credit profile..
Payment History Added
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Credit History Instantly Added
Our secure system combines proven rent reporting with AI-assisted accuracy to make the process faster, easier, and more reliable — so you get credit for what you already pay.
Rent payments are reported to TransUnion, Equifax, and Experian for maximum visibility — wherever lenders look.
With any paid Rent Reporting plan, power, gas, water, and cellphone accounts are reported to TransUnion at no extra cost.
Consistent reporting helps establish verified payment history that may improve credit outcomes over time. Positive payment reporting only.
We’ll match any competitor’s publicly advertised standalone rent or utility reporting price — guaranteed.
Have your new account reported to TransUnion & Equifax within 3 business days of receiving all documents and rent verification.
Nationwide experience reporting rent and utilities reliably and securely for customers across the U.S.
Independent validation of our trust, transparency, and quality of service — so you can enroll with confidence.
Every ongoing plan includes a free monthly Equifax credit report, VantageScore 3.0, and score tracking.
Real people available by phone, chat, text, and email. No bots, no overseas call centers — just real help.
We built Credit Rent Boost on trust. These two guarantees are our promise to back it up.
CRB Fairness Guarantee — refunds available within 30 days under clear conditions for both rent and utilities.
We want you to feel confident enrolling with us, knowing that if it’s our limitation, you’re protected. If it’s a misunderstanding, we’ll share the cost with you. That’s how we’re different.
Enroll with confidence knowing your price is protected. If you find a comparable publicly advertised standalone rent or utility reporting plan within 30 days of enrollment, we’ll match it.
Real stories from real people who’ve taken control of their credit health.
EXCELLENTTrustindex verifies that the original source of the review is Google. excellent customer service handled by professional staff who went above and beyond Thank you!! ElisaPosted on GoogleTrustindex verifies that the original source of the review is Google. I have utilized their services and observed an improvement in my credit rating. What I appreciate most is the ability to speak with a live representative whenever I have a question. Thank youPosted on GoogleTrustindex verifies that the original source of the review is Google. Oh my gosh! This company is fantastic!!! They have helped my credit score tremendously!! They report rent to all 3 credit bureaus and even utilities to TransUnion! And they even report past rent up to 24 months!! Their customer service is outstanding!! Elsa was super knowledgeable and so helpful! What an amazing company!! I seriously can’t say enough good things about them!! This is perfect for anyone trying to help boost their credit to buy a new house!! Thank you Credit Rent Boost-950 Credit, Inc!!Posted on GoogleTrustindex verifies that the original source of the review is Google. 950 Credit Inc - Credit Rent Boost were fast and expedient. My customer service rep was very helpful in correcting my issues and expediting my request. Definitely a thumbs up. Thank you for reporting my history accurately. I couldn't have been better represented. Thank youPosted on GoogleTrustindex verifies that the original source of the review is Google. I can't say enough about Credit Rent Boost. In November 2025, I had been approved for a home loan. Three months before closing on my permanent financing, the bank ran my credit again and found that Honda had stopped reporting my car loan. Without it, my credit score dropped from 756 to 640. I got Honda to start reporting again, but I was told it would take several months to show up. I didn't have several months. I was desperate. I had been renting the same house for eight years, so I contacted Credit Rent Boost. They sent my landlord a verification form, he filled it out, and they reported my past rent history showing I had always paid on time. Within about a month and a half, my score jumped at least 100 points, and within three months it was back up to 760. I closed and moved into my new home on April 1, 2026. Thank you, Credit Rent Boost. It really works. If you've been paying rent on time and need your credit boosted, I highly recommend them.Posted on GoogleTrustindex verifies that the original source of the review is Google. My apartment community promotes them on our resident portal, which is what made me sign up since I wanted to work on my credit. Since signing up, my credit score has gone up almost 50 points. They also respond quickly if you have any questions. So far, it has been a good experience for me. It makes sense — if you’re already paying rent, why not get points toward your credit? I definitely recommend them.Posted on GoogleTrustindex verifies that the original source of the review is Google. Very user friendly. As a first time homebuyer, this service helped me alot.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Everything you need to know about our rent reporting plans.
Reporting your rent payments can have a significant positive impact on your credit profile. Here's why it matters:
Your rent is reported to all three major credit bureaus — Equifax, Experian, and TransUnion. This ensures your positive payment history is visible no matter which bureau a lender checks.
Standard Reporting
Your rent is reported on the 5th and 15th of each month.
If your enrollment and verification are completed before the next cycle, your rent will be included in that upcoming reporting date.
Expedited Reporting — $49.99
If you need your rent reported sooner, you can add Expedited Service at checkout.
With Expedited Service, your file is processed immediately and included in the next Friday expedited batch, once verification is complete.
Experian
Experian only accepts data once per month and follows different timing guidelines.
No. There is no credit inquiry when you enroll.
Past Rent Reporting allows us to add up to 24 months of verified past rent payments from your current or previous address to your credit report. This instantly adds depth and history to your credit profile.
Past Reporting is a $59 one‑time upgrade with no ongoing subscription required, and it includes one additional past address at no extra cost. Your past rent is reported to TransUnion, Equifax, and Experian once verification is complete.
Yes — Utility Reporting is included at no additional charge with every Rent Reporting plan. Your power, water, gas, and cellphone payments will be reported to TransUnion as additional positive tradelines.
If you choose an ongoing plan, you receive a monthly VantageScore 3.0, a monthly Equifax credit report, and score tracking with score factors — all included at no additional cost. These tools help you monitor your progress as your positive payment history builds over time.
If you choose Past Rent Reporting only, you receive a one‑time Equifax credit report and VantageScore 3.0.
Rent Reporting adds verified positive tradelines to your credit reports at all three bureaus. All credit score outcomes are determined solely by the credit bureaus based on your complete credit profile. While adding positive payment history generally has a beneficial effect, individual results will vary.
Yes. All plans are month-to-month with no long-term contracts. You can cancel at any time from your account dashboard.
If you find a comparable rent reporting service at a lower price, we'll match it. We're committed to offering the best value in rent reporting — just contact our U.S.-based support team with the details.
