Rent Reporting

Build Credit by Reporting Your Rent

Credit Rent Boost turns your monthly rent payments into verified credit history. We report your rent to TransUnion, Equifax, and Experian with secure, AI‑enhanced accuracy—helping you build credit using the payments you’re already making.

Trusted by 100,000 + Tenants, Landlords, and Apartment Communities throughout the entire US

Rent Reported to TransUnion, Equifax & Experian

Free Utility & Cellphone Reporting Included

No Credit Check

No Landlord Involvement

Takes Minutes to Enroll

Cancel Anytime

Ongoing Rent Reporting

Monthly Annually
6.95/Month

Report your current rent payments every month going forward to all 3 bureaus.

Plan Benefits

  • Ongoing Positive Payment History
  • Rent Reported to TransUnion, Equifax & Experian
  • Creates a New Active Tradeline
  • No Credit Inquiry
  • No Setup Fee
  • Results In Less Than 2 Weeks
  • Utility & Cell Phone Reporting to TransUnion
  • Monthly Equifax Credit Report
  • Monthly VantageScore 3.0
  • Score Tracking
  • Score Factor Breakdown

Past Rent Reporting

$59 one-time

Add up to 24 months of past rent payments for up to two addresses.

Plan Benefits

  • Can Combine with Ongoing Reporting
  • Up to 24 Months of History Added
  • 2nd Past Address Included
  • $59 One-Time Fee
  • Rent Reported to TransUnion, Equifax & Experian
  • Avg Score Increase 30-100 Points
  • Past Utility & Cell Phone Reporting to TransUnion
  • One-Time Monthly Equifax Credit Report
  • One-Time Monthly VantageScore 3.0

Ongoing & Past Rent Reporting

Monthly Annually
6.95/Month

+ $59 one-time

The ultimate credit-building combination — ongoing rent reporting plus 24 months of verified history.

Plan Benefits

  • Ongoing & Past Positive Payment History
  • Rent Reported to TransUnion, Equifax & Experian
  • Creates a New Active Tradeline
  • No Credit Inquiry
  • No Setup Fee
  • Results In Less Than 2 Weeks
  • Utility & Cell Phone Reporting to TransUnion
  • Monthly Equifax Credit Report
  • Monthly VantageScore 3.0
  • Score Tracking
  • Score Factor Breakdown

Utility Reporting is included free! Every Rent Reporting plan includes optional utility reporting (power, water, gas & cellphone) to TransUnion at no additional charge. 

Learn More

Who Is Rent Reporting For?

Whether you’re building credit from scratch or adding depth to an existing profile, rent reporting is one of the most powerful tools available.

Rent is your biggest monthly payment.
It should be your biggest credit builder too.

Traditional credit systems ignore rent payments entirely — even when you’ve paid on time for years. Credit Rent Boost changes that by reporting your verified rent to all three major credit bureaus.

Stronger credit can help improve your approval odds for apartments, credit cards, auto loans, and mortgages — and may unlock better interest rates over time.

First-Time Renters
New to renting? Start building credit immediately with the payment you’re already making every month.

Credit Rebuilders
Adding positive payment history is one of the most effective ways to rebuild a damaged credit profile — no loans or credit cards required.

Future Homeowners
Building credit now through rent reporting can put you in a stronger position when you’re ready to apply for a mortgage.

Reported to All 3 Bureaus

Unlike most credit-building products, your rent gets reported to Equifax, Experian, and TransUnion — so your positive history is visible everywhere lenders look.

Also Included: Utility Reporting

Every Rent Reporting plan includes utility reporting at no extra cost — power, water, gas, and cellphone reported to TransUnion as additional positive tradelines.

Why Customers Choose Credit Rent Boost

Our secure system combines proven rent reporting with AI-assisted accuracy to make the process faster, easier, and more reliable — so you get credit for what you already pay.

Triple Bureau Rent Reporting

Rent payments are reported to TransUnion, Equifax, and Experian for maximum visibility — wherever lenders look.

Free Utility Reporting Included

With any paid Rent Reporting plan, power, gas, water, and cellphone accounts are reported to TransUnion at no extra cost.

Proven Credit Building Over Time

Consistent reporting helps establish verified payment history that may improve credit outcomes over time. Positive payment reporting only.

Price Match Guarantee

We’ll match any competitor’s publicly advertised standalone rent or utility reporting price — guaranteed.

Expedited Reporting Available

Have your new account reported to TransUnion & Equifax within 3 business days of receiving all documents and rent verification.

Trusted Reporting Nationwide

Nationwide experience reporting rent and utilities reliably and securely for customers across the U.S.

BBB A+ Rating

Independent validation of our trust, transparency, and quality of service — so you can enroll with confidence.

Credit Report & Score Access Included

Every ongoing plan includes a free monthly Equifax credit report, VantageScore 3.0, and score tracking.

Live U.S. Customer Support

Real people available by phone, chat, text, and email. No bots, no overseas call centers — just real help.

Ultimate

Our Commitment to you

Enroll With Confidence

We built Credit Rent Boost on trust. These two guarantees are our promise to back it up.

Ultimate

Fairness Guarantee

Most companies:
No refunds, period.

CRB Fairness Guarantee — refunds available within 30 days under clear conditions for both rent and utilities.

We want you to feel confident enrolling with us, knowing that if it’s our limitation, you’re protected. If it’s a misunderstanding, we’ll share the cost with you. That’s how we’re different.

View full Fairness Guarantee terms & conditions →

Price Match Guarantee

We'll match any competitor's advertised price

Enroll with confidence knowing your price is protected. If you find a comparable publicly advertised standalone rent or utility reporting plan within 30 days of enrollment, we’ll match it.

  • Covers rent and utility reporting
  • Submit within 30 days of enrollment through your portal Message Center
  • Refunds, credits, or subscription adjustments may apply
  • Backed by BBB A+ rating and live U.S. support
Real People. Real Results.

What Our Members Are Saying

Real stories from real people who’ve taken control of their credit health.

Frequently Asked Questions

Everything you need to know about our rent reporting plans.

Reporting your rent payments can have a significant positive impact on your credit profile. Here's why it matters:

  1. Your credit score could increase anywhere from 20–101 points. Typically, the lower your score is to begin with, the higher the increase can be.
  2. For someone who has not yet established credit, it's possible to get a score above 640 within two weeks of reporting.
  3. A higher credit score makes you eligible for lower interest rates on car purchases, credit cards, and may help you qualify to buy a home.
  4. Reporting rent helps create a strong credit profile, establish good payment history, or rebuild damaged credit — without taking on any additional debt.
  5. You can establish credit for up to two years of past rental payments. Studies show the longer your account reports, the stronger the impact on your credit score.
  6. 35% of your credit score is based on payment history — so every on-time rent payment you report is actively building your credit every month.

Your rent is reported to all three major credit bureaus — Equifax, Experian, and TransUnion. This ensures your positive payment history is visible no matter which bureau a lender checks.

Standard Reporting  

Your rent is reported on the 5th and 15th of each month.

If your enrollment and verification are completed before the next cycle, your rent will be included in that upcoming reporting date.

Expedited Reporting — $49.99  

If you need your rent reported sooner, you can add Expedited Service at checkout.

With Expedited Service, your file is processed immediately and included in the next Friday expedited batch, once verification is complete.

Experian  

Experian only accepts data once per month and follows different timing guidelines.

No. There is no credit inquiry when you enroll. 

Past Rent Reporting allows us to add up to 24 months of verified past rent payments from your current or previous address to your credit report. This instantly adds depth and history to your credit profile.

Past Reporting is a $59 one‑time upgrade with no ongoing subscription required, and it includes one additional past address at no extra cost. Your past rent is reported to TransUnion, Equifax, and Experian once verification is complete.

Yes — Utility Reporting is included at no additional charge with every Rent Reporting plan. Your power, water, gas, and cellphone payments will be reported to TransUnion as additional positive tradelines.

If you choose an ongoing plan, you receive a monthly VantageScore 3.0, a monthly Equifax credit report, and score tracking with score factors — all included at no additional cost. These tools help you monitor your progress as your positive payment history builds over time.

If you choose Past Rent Reporting only, you receive a one‑time Equifax credit report and VantageScore 3.0.

Rent Reporting adds verified positive tradelines to your credit reports at all three bureaus. All credit score outcomes are determined solely by the credit bureaus based on your complete credit profile. While adding positive payment history generally has a beneficial effect, individual results will vary.

Yes. All plans are month-to-month with no long-term contracts. You can cancel at any time from your account dashboard.

If you find a comparable rent reporting service at a lower price, we'll match it. We're committed to offering the best value in rent reporting — just contact our U.S.-based support team with the details.