, a division of 950 Credit, Inc., works directly with tenants and landlords in the Houston, Texas area to record monthly rent payments to TransUnion and Equifax in order to improve credit ratings! Due to reporting restrictions and a thorough vetting process for the reporter, most property management companies and landlords are unable to provide this service. With our rent reporting services and free rental history checks for all names on the lease agreement, we’re here to make this procedure easier and possible. As a result, roommates and spouses in Houston might get credit for their payments and improve their credit score quickly. We can also build credit for your rental payments over the previous two years and report the last 24 months.

 The storms and hurricanes that have created significant flooding in the Houston area over the last few years, have caused damage not only to properties and infrastructure – but may have also caused harm to many Houston resident’s personal financial situation. Many people find themselves displaced and facing housing insecurity, with their finances suffering overall. They may also find their credit score being negatively impacted by their new circumstances, which may seem like a smaller problem in comparison; but not really, especially when you think about the impact their credit score can have over their finances and housing security itself.  This is particularly true for renters, since they don’t have the level of housing security that homeowners can have. A poor credit score could add to the difficulty of finding affordable housing options to rent, not to mention how it affects their prospects of buying a house in the future. As for homeowners, even if they’re less likely to face housing insecurity, many still do. For example, after Hurricane Harvey mortgage loan delinquency rates rose and foreclosures spiked. Homeowners were legally required to make their mortgage payments, even while their homes were repaired and even though they also may have been paying rent for short-term housing. Having a foreclosure is a serious hit to your credit history and score, and one that it can be hard to recover from. However, those inevitable rent payments are actually the thing that could potentially help credit scores recover. By having on-time rent payments reported, they can build their credit score back up to a position that could allow them to become home buyers in the future. Credit Rent Boost can do that reporting! Contributing to people’s ability, through their credit score, to achieve their financial goals is what we’re here for! Whether you’ve been impacted by the storms and hurricanes or not, we can’t wait to help you!