Fast-Track Your Rent Reporting

Need your rent tradeline reported quickly?

Our Expedited Service option moves your file to the front of the processing queue so your account can be reported to the credit bureaus as fast as possible once all required documentation has been received and verified.

Trusted by 100,000 + Tenants, Landlords, and Apartment Communities throughout the entire US

Expedited Service - When Faster Matters!

We understand that timing can be important when it comes to your credit profile. Whether you’re preparing to apply for an apartment, mortgage, auto loan, or simply want your rent history reflected on your credit report sooner, Expedited Service helps move the process along faster so your account can be reported as quickly as possible once verification is completed.

Here’s How Our Expedited Service Works:

1. Select Expedited during enrollment or upgrade after enrolling.

2. Submit all required documents to us such as photo ID, utility bills and lease agreements.

3. Connect your bank and apply your rent and/or utility payments.

4. We submit your data on Friday to TU EQ and your tradeline should appear on your credit report within 3 to 5 business days after that. Experian Only allows monthly

Utility Reporting is included free! Every Rent Reporting plan includes optional utility reporting (power, water, gas & cellphone) to TransUnion at no additional charge. 

Important Requirements

To ensure expedited processing, the following must be completed promptly:

  • Submit valid photo ID
  • Lease Agreement
  • Connect your bank account

Once the above steps are completed your file will be moved to the front of the line for reporting.

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What Our Members Are Saying

Real stories from real people who’ve taken control of their credit health.

Frequently Asked Questions

Everything you need to know about our rent reporting plans.

Expedited Service moves your account to the front of our processing line so your rent tradeline can be reported to TransUnion and Equifax, and your utility tradelines can be reported to TransUnion as quickly as possible once all required documents and verification have been completed.

If Expedited Service is selected, your rent tradeline is reported to TransUnion and Equifax, and your utility tradelines are reported to TransUnionon on Friday upon completion. 

After we report your account, the credit bureaus typically activate the tradeline within approximately 3 business days.

  • Photo ID
  • Lease agreement (for rent reporting)
  • Utility Bills (for utility reporting)
  • Connect your bank account(s)
  • Additional supporting documents if needed

Customers often choose Expedited Service when timing is important, including:

  • Apartment applications
  • Mortgage applications
  • Auto loans
  • Credit improvement goals
    Wanting their rent and/or utility history reflected on their credit report sooner

Most credit bureaus update accounts within 3–5 business days after receiving the data from us, although in some cases updates may appear even sooner depending on the bureau. 

Note: Experian only updates their data once a month.

Expedite Your Reporting Service Today!

Choose Expedited Service during enrollment to move your account to the front of the line and start building credit faster.