✅ $6.95/ Month or $49.00/ Year
✅ Discounts For Roommates
✅ Score Increases Over Time
✅ Results In Less Than 2 Weeks
✅ Reporting From Today Forward
✅ No Credit Inquiry
✅ Monthly Equifax Credit Report
✅ Vantage 3.0 Credit Score Monthly
✅ Credit Score Tracking
✅ Credit Score Factors
✅ $49.00 12mo's or $65.00 24mo's
✅ Discounts For Roommates
✅ Avg Score Increase 20-60 Points
✅ Results In Less than 2 Weeks
✅ Up To The Last 2 Years Of History
✅ No Credit Inquiry
✅ $6.95/ Month + Past Option
✅ Discount For Roommates
✅ Avg Score Increase 30-100 Points
✅ Results In Less than 2 Weeks
✅ Up To The Last 2 Years Of History
✅ No Credit Inquiry
You may be wondering how to build your credit score. Well don’t worry because CreditRentBoost.com has your back! CreditRentBoost.com, a subsidiary of 950 Credit, Inc., works directly with both tenants and landlords to improve credit scores by reporting monthly rent payments to TransUnion, Equifax and Experian! Credit Rent Boost is one of the first companies to report rent payments to all 3 credit bureaus. (Experian has different guidelines, please see our Experian FAQs for more information). Unlike most property management companies and landlords who are unable to provide such services due to stringent guidelines and vetting processes, we offer rent reporting services to all those named on the lease agreement. Consequently, spouses and roommates can benefit from the credit boost resulting from their payments, leading to faster credit score improvement. Additionally, we can report the past 24 months of rent payments which gives you an immediate 2 year credit history. This is particularly beneficial as research shows that the longer the tradeline reports, the greater its impact on your score. And the best part of all – there’s no credit inquiry needed!
Let Credit Rent Boost take care of reporting your rent payments to your credit report, so you can focus on more important things in your life and build your credit score effortlessly.
Feature / Benefit
Credit Rent Boost
Competitors
Upfront Cost
No enrollment fee when combining ongoing and past rent reporting
$50–$100 enrollment fee
Monthly Ongoing Reporting
$6.95/month with discounts available for roommates
$8.95+/month
Credit Bureaus Reported To
TransUnion, Equifax, & Experian (Experian subject to additional terms)
TransUnion & Equifax
Past Rent Reporting
Yes
Yes
Roommate/Spouse Inclusion
Yes – Discounts for spouses and roommates
Sometimes – Not all offer discounts
Cash Rent Accepted
Yes
Most require rent to be paid via checking account
Works with Individual Landlords
Yes
Some do – but typically with more requirements
Tenant Initiated Enrollment
Yes – Tenants can sign up directly and begin the rent reporting process with us.
Often work only with landlords and then report on behalf of tenants.
Free Credit Score & Monitoring
Yes – Included with ongoing reporting or 30 days with past-only reporting
Rarely offered
Premium Credit Tools & Identity Protection
Yes – Exclusive discounted access to premium credit and ID restoration tools
Not available
Free Credit Consultation
Yes
No
Customer Support
Live, U.S.-based customer service
Many lack live phone support
Years in Business
10+ years – Established and trusted
Varies – Many are newer or unproven
Business Funding Services
Yes
No
BBB Rating
A+
Varies
Tenant Portal
Yes – Intuitive tenant portal for easy account management, document uploads, and real-time status updates.
Often limited or no dedicated tenant portal available.
Landlord Portal
Yes – User-friendly landlord portal to manage accounts, upload documents, and monitor tenant status.
Often limited or no dedicated landlord portal available.
Lease Agreement Requirement
Optional – Lease agreement not required; we offer alternative verification methods for rent reporting.
Lease agreement is often required to begin reporting, limiting flexibility.
Transparent & Flexible Pricing
Yes – Clear, upfront pricing published online with flexible plan options
Pricing is often unclear, with hidden fees or limited flexibility.
