1. How Does Credit Work?

    Credit in general can be termed as an agreement that the customer has with the lender in order to obtain certain services or goods that can be paid at a much later date based on agreed  certain terms. Credit also shows reference to your previous credit history, which a lender takes into consideration…Read More
  2. woman on phone confused with credit score

    What Credit Score Do You Start With?

    The world of credit can be sometimes very much confusing and intimidating especially when you are first starting off with it. If you have just started to build your personal finances, you might wonder how a credit score is calculated, what it means, and what’s bad and good about it. Remember before a…Read More
  3. Things That You Should Do If You Have No Credit History

    While you are just starting off with your financial career you might have heard the saying, “In order to get credit, you need to have credit”. This concept can be pretty much frustrating especially for a credit newbie or for someone who is starting off his financial career. Most of our life’s major…Read More
  4. How Long Does It Take to Build Good Credit From Scratch?

    In order to build a proper credit score, all you need is proper discipline and patience. It isn’t something that is going to happen over a night or over a week. But certainly there are a few steps that you can always do in order to speed up the entire credit making process…Read More
  5. How To Raise Credit Score 100 Points Overnight?

    You can only raise credit score 100 points overnight only if you are a real victim of identity theft. Adding 100 points to your credit score overnight is somewhat unrealistic. However, the good news, you can start getting the results in as low as a month or two, depending on what situation you…Read More
  6. Do Credit Repair Companies Work Really?

    If you’ve ever watched late-night TV shows or listened to any radio commercials, there are high chances that you have seen or heard ads stating that credit repair companies work for real. You might be even wondering about the ads that claim to repair or improve your credit history. If you hear things…Read More
  7. How Does Credit Repair Work

    How does credit repair work? This question has been asked numerous times especially by those people whose credit history has fallen badly on the hard times and the ones who are ready to get their finances back on the proper track. The process of credit repair focuses on making sure that your credit…Read More
  8. How Do Legitimate Credit Repair Companies Work

    How Do Legitimate Credit Repair Companies Work While repairing your credit score on your own is very much possible, searching through the reports line by line to get hold of a single piece of incorrect information can be really tedious work. It is far easy and much less of a headache, to hire…Read More
  9. 12 Ways to Quickly Improve Credit Score

    Credit scores have always been considered as metrics that are awfully confusing or misunderstood. This is due to the fact that credit reports are based on such minute details that are likely to be overlooked. Here are some possible ways how to build credit or quickly improve your score: Keep an Eye on…Read More
  10. Everything You Need to Know About Credit Reports

    What is a Credit Report? A credit report is an accurate representation of an individual’s credit history. But to grasp the concept of credit reports better, you first need to have an initial understanding of what credit reports are. Your credit reports are based on metrics used to establish your current financial standing…Read More